Talk:Security question

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database match failures[edit]

This article needs major improvement.

There are two very different kinds of "security questions" in common use now.

One kind, which the article currently is mostly about, uses "answers" that have been supplied previously by the user/customer/client, which may or may not be "true" or important person factoids -- the answers might be arbitrary or even nonsense. These are just another form of password that require repeating at some future time data supplied earlier.

But there is a very different kind of "security question" also in common use now, which requires the user/customer/client to "prove" their identity by furnishing answers to obscure personal questions about their past which match data held in various databases. LexisNexis is a common source of this "service" to many institutions. It is common for consumers to "fail" this test either because the questions are too obscure or because some of these vast hidden databases are garbled/wrong. Some consumers are unaware of these data sources and do not have access to their contents, however, an individual may clear up reported discrepancies with the 3 major credit reporting bureaus: Experian, Equifax and TransUnion -71.174.180.38 (talk) 15:23, 13 October 2016 (UTC)[reply]

The redirect Password hint has been listed at redirects for discussion to determine whether its use and function meets the redirect guidelines. Readers of this page are welcome to comment on this redirect at Wikipedia:Redirects for discussion/Log/2023 September 23 § Password hint until a consensus is reached. NM 00:37, 23 September 2023 (UTC)[reply]