Talk:Credit rating

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Countries and companies ratings[edit]

Shouldn't there be some information on the credit rating of companies and whole countries? -- Mkill 15:22, 5 November 2005 (UTC)[reply]

Yes, indeed. I have added information and created new articles and done some merging/refactoring. —Quarl ^(talk) 2006-03-08 12:03Z

Legally some of these terms like credit bureau and credit report are not correct (should be "consumer reporting agency" and "consumer report" respectively). Is it better to use an "official" term or a common term that people are more likely to understand?

Q: what does "one-year rose" mean (or is it a typo) in the sentence

"First, the Basel II agreement requires banks to report their one-year rose if they applied internal-ratings-based approach for capital requirements. "

How is the score calculated[edit]

Please add more detail about the basis for the score.

I would add to this unsigned comment. I came here because of a Brazil's recent raise to a BBB- rating. The article makes no commentary on + or -. However, the problem I most have is the use of the phrase "risk level of the investing environment of a country". This is one of those situations where I know what all the words of the phrase mean, but have no clue what was implied by their concatenation. Autkm (talk) 00:49, 2 May 2008 (UTC)[reply]

Innovis[edit]

"A relatively new credit bureau in the US is Innovis"

I think this is hardly noteworthy. Will Entriken 15:40, 7 October 2007 (UTC)[reply]
Well now that the link refers to an article about a hospital, I don't think that the link should be there. VentusIgnis (talk) 22:52, 6 January 2008 (UTC)[reply]

Credit rating vs Credit score[edit]

The section Personal credit ratings makes it seem like a personal credit rating is your credit score. I think this section needs to be shortened, with some sort of "See Credit score" link. Also see Talk:Credit score (United States) #Credit rating is not a synonym for Credit score for main page discussions. If I am wrong, it still needs to be cleaned up. The part The factors which may influence a person's credit rating are is very poorly cited and should be rewritten with a new citation or removed. Note: Credit score does not mention R ratings, should it? Ajonlime (talk) 22:56, 20 December 2007 (UTC)[reply]

what is PENAAA ?[edit]

http://www.markit.com/information/products/category/indices/abx/history_graphs.html I thought Treasury notes have AAA, the highest rating - so what could be higher? —Preceding unsigned comment added by 213.102.99.13 (talk) 21:26, 11 June 2008 (UTC)[reply]

Out of date table[edit]

The 'Country risk rankings' table is based on 2008 data and needs updating. World finance has changed quite a bit in that time! Unfortunately the page it is based on (Euromoney) needs subscription to see the new rankings.

Feyrauth (talk) 07:53, 29 April 2010 (UTC)[reply]

I believe the 'Corporate Credit Ratings' table is also inaccurate. Fitch has long-term corporate ratings of 'CCC,' 'CC,' and 'C.'

Jsmallett (talk) 13:39, 24 January 2011 (UTC)[reply]

"Prime" are categories of short term rating referring to investment grade issues. "High Grade" = AAA and AA. DBRS should be sourced. — Preceding unsigned comment added by 70.90.241.113 (talk) 13:24, 8 October 2013 (UTC)[reply]

A Credit Rating World Map[edit]

I find that the Europe credit rating map is extremely useful. If someone could research and put together a global map of sovereign credit ratings, we'd be having an map that can't be found anywhere else here on Wikipedia. Can anyone try to put this together? Feng277394 (talk) 20:17, 16 July 2011 (UTC)[reply]

I found a three interactive map (licensed under Attribution-NonCommercial-ShareAlike 3.0 Unported)

You can download above maps by clicking "embed or download" just below the map.58.160.129.82 (talk) 05:54, 3 August 2011 (UTC)[reply]

Hello from Germany,

the latest rating of the republic of turkey is bbb- (s&p). — Preceding unsigned comment added by 84.59.189.55 (talk) 00:18, 21 September 2011 (UTC)[reply]

the meaning of watch and outlook[edit]

Can anybody add the information about the meaning of watch and outlook? CFA text book says that negative watch means two downgrade or upgrade notchs , and outlook means one. Does there any one conforms this?

Why S&P?[edit]

Seriously, why are the maps using S&P's credit ratings, when they're the least credible of the three major agencies? 24.214.230.66 (talk) 07:46, 18 August 2011 (UTC)[reply]

the map is not actual (France lost its AAA today), so it will be taken off anyway --78.145.207.133 (talk) 20:44, 13 January 2012 (UTC)[reply]

Which S&P Rating[edit]

Which S&P rating is used for the picture "World countries Standard & Poor's ratings.svg"? There are 3 types of rating. If it is T&C assessment, it needs to be updated! --COMUser132435(SpongeFan0304) (talk) 05:31, 28 August 2012 (UTC)[reply]

Previous rankings[edit]

4 4 5 7 is not possible. If 4th and 5th are equal, they'll both be ranked 4th. It should be 4 4 6 7 or 4 5 5 7. 24.48.94.180 (talk) 23:24, 26 October 2012 (UTC)[reply]

History of credit ratings[edit]

How long have these existed? Credit cards are a relatively recent thing. Were there credit ratings used for mortgages and the like before? Ventifax (talk) 23:39, 31 July 2016 (UTC)[reply]