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Talk:Remote deposit/Archives/2015

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Clearing without physical checks before 2004?

It was widely believed (by bank customers like me) that for several years before 2004, a lot of US check clearing was done with electronically transmitted check images (from bank branch to bank branch, or to a central clearing house.) Was this belief untrue, or is it more complex, such as done under a different legal basis, or merely by the depositing customer or branch accepting a risk of drawing against uncleared funds? --Hroðulf (or Hrothulf) (Talk) 16:11, 30 April 2015 (UTC)